PruAdviser Online Services will be unavailable from 20:00 on Saturday 28 November until 12:30 on Sunday 29 November for website maintenance. We apologise for any inconvenience caused.
PruAdviser Online Services will be unavailable from 19:00 on Friday 4 December until 23:00 on Sunday 6 December for website maintenance. We apologise for any inconvenience caused.

Tax Relief Modeller

Understand how pension contributions could impact your clients tax position. You can also use the tool to calculate your clients tax position regardless of any further pension contributions.

Key features of our Tax Relief Modeller

Based on income and existing pension contributions, discover the impact of further pension contributions on:

  • Tax liability
  • Personal allowance loss
  • High Income Child Benefit charge
  • Chargeable gains from investment bonds including top slicing

The calculator doesn’t take account of National Insurance or all potential tax outcomes for all situations.

Guidance, but not advice

The tool estimates your client’s tax liability based on the information used. The results of this tool shouldn’t be considered as advice and is to aid you during your advice process. The results are based on current understanding of legislation and HMRC practice. But these might change without notice and the tool doesn’t consider all the possible circumstances that could impact your clients.

Whilst you’re able to download this tool, we would always recommend using the version available online. The tool will automatically cease to work as of 6 April 2021. But could be incorrect if any tax changes happen before then. 

"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at Craigforth, Stirling FK9 4UE. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company. The Prudential Assurance Company and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc, a company incorporated in the United Kingdom. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.