PruAdviser Online Services ​for Retirement Account will be unavailable for extended periods of time between 18:00 on Friday 28 January 2022 and the evening of Sunday 30 January for essential maintenance. We apologise for any inconvenience caused.

Capped Drawdown GAD Calculator

Find out the monthly gilt yield and the impact of this on the amount of income your client could take from capped drawdown.

  • Only for pre-6 April 2015 capped drawdown plans

  • See the results in table or graph format

  • View online and offline

  • Save as a pdf for your reports

Key features of our Capped Drawdown GAD calculator

Discover the impact of gilt yield

  • Find out the monthly gilt yield and impact on the amount of income that can be taken from drawdown.
  • Find out the percentage of the fund value the maximum gilt yield will deliver.
  • View historic gilt yields in a new chart and table format.
  • Select a gilt yield for comparison and project for the following month.

For plans that started before 6 April 2015

This calculator is only relevant for capped drawdown plans that started prior to 6 April 2015 and continue in capped drawdown. For these plans, limits on income and the need for three yearly reviews (annual after age 75) will continue to apply.

Available online and offline

Add this tool to your favourites and use it even when you’re not online.

Save as a pdf

To save the results as a pdf you’ll need to print them as a pdf. Find out how in our Handy Hints and Tips Guide (PDF).

Guidance, but not advice

The results of the tool shouldn’t be considered as advice and is to aid you during your advice process. The results are based on our current understanding of legislation and HMRC practice. But these might change without notice and the tool doesn’t take into account all of the possible circumstances that could impact your clients.

"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at Craigforth, Stirling FK9 4UE. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company. The Prudential Assurance Company and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc, a company incorporated in the United Kingdom. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.