PruAdviser Online Services ​for Retirement Account will be unavailable for extended periods of time between 18:00 on Friday 28 January 2022 and the evening of Sunday 30 January for essential maintenance. We apologise for any inconvenience caused.

The power of PruFund – Retirement income and drawdown

Check your answers

1. PruFund provides clients with an EGR, what does this stand for?

a. Enhanced Growth Ratio

b. Expected Growth Rate

c. Expected Global Return

d. Enhanced Growth Return

 

2. In relation to cash flow modelling, a recent white paper on drawdown suggested the advice industry needed to stop?

a. Using growth rates from illustrations

b. Showing gross income

c. Using cautious funds for drawdown

d. Applying stress tests

 

3. Drawdown critical yields can different between providers due to?

a. Difference in profit margins

b. Difference in charges and annuity rates used

c. Asset allocation differences

d. Different actuarial views

 

CPD certificate

Before collecting your certificate please take a moment to provide us feedback on this session, please email prudential.distribution.team@prudential.co.uk

Complete the form below and we’ll email your CPD confirmation to you. Please use the email address that you would usually use when making contact with us.

"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at Craigforth, Stirling FK9 4UE. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company. The Prudential Assurance Company and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc, a company incorporated in the United Kingdom. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.